When the market becomes very busy and the traffic becomes very congested. When the people whose culture also celebrate the first day of the lunar calendar year become busy preparing for celebration.
That’s right. Some called it Chinese New Year, Vietnamese New Year. But I think the most accurate wording is Lunar New Year (農曆新年).
This is a time when family and friends visit and greet each other in the hope of rekindling relationship and welcoming a new start for the year. Once-a-year meet-up usually takes place on this occasion, before we part and carry on with our busy work or study life again.
I used to think that Delta variant was already the last variant of Covid-19. But Omicron variant proved me wrong, although some experts said it is a different disease. Since South African medics notified the international society about the new variant in an honest and honourable manner, Omicron spread across the world very swiftly. Given its contagiousness, it still spreads no matter how hard you close borders and lock down cities. How fast it spreads is the only question here.
If we are able to sit down calmly and observe the Omicron wave, we can perhaps come to a more optimistic conclusion. Forget about those media outlets which are shouting and creating chaos everyday because they need to exaggerate stories to attract more views.
I am quite confident about Dr John Campbell’s explanation. Put it simply, Omicron infects more people but most are suffering from flu and cold because we have been vaccinated. Most people recover after taking a rest for three to five days. No hospitalisation tsunami, more people receive booster shot, and Omicron infected many more people and they suffer from mild symptoms. Hopefully UK, US and Europe can achieve herd immunity by March or April. Continue reading “It peaks and it collapses quickly: normalcy to return in 2022? 高峰過總會有下坡：2022年之生活常態化”
Daydreaming is inevitable, particularly when the pandemic still troubles the world. When I watch Simon Yam’s movies, I recall of Hong Kong news reports which covered his stories of investing in properties worldwide to earn rental income. For average Joe including me, achieving ownership of properties worldwide for rental earnings is a dream far too unreachable. We can hardly handle properties properly when we have to always travel thousands of miles to attend to management matters. In this case, the only solution is engaging a management company to handle your properties on your behalf.
Alright, put aside about making rental income from properties worldwide. If you owned properties in KL and Selangor, Penang and Johor Bahru—the three largest cities in Malaysia—for rental income, that would be a big headache in itself. Of course, some individuals in some parts of the world earn a living by utilising property ownership.
If property business became your best pastime and properties in three cities earned you rental income, you might find yourself driving and loitering in one city of your rental income source for one week for the sake of observing the market. Three weeks for three cities and the remaining week of the month would be spent in front of your computer to check how much rental you have collected, the amount to repay banks, and more importantly, your earnings for the month in your property management business. Continue reading “Globalisation dream of owning properties worldwide 春秋大夢之全球有資產”
The new rules for Malaysia My Second Home (MM2H) programme annouced in August 2021 were out of touch with reality. Under the new rules, foreigners must earn an offshore income of RM40,000 every month (US$9,630 / HK$74,865) and place a fixed deposit of one million ringgit with a local bank, although half of the sum can be withdrawn to purchase a local property and pay for education expenses.
Harsh regulations? More to come, mate. For you to enjoy a full or semi retirement in Malaysia, a country famous for its relaxing lifestyle, even if you can afford to meet the much higher financial criteria of MM2H, in future you will need to worry about visa extension every five years. Previously approved for ten years at each renewal, Continue reading “MM2H getting unrealistically expensive 大馬第二家園貴得離譜”
Having waited for several months, I received my first dose of AstraZeneca vaccine on May 31. Several months ago, the Malaysian government opened up AstraZeneca for voluntary take-up due to the public’s health concerns. I registered immediately as I knew the chance of developing blood clot is four in one million and I saw the situation in UK started to see a recovery. And I received one of the 260,000 doses of AstraZeneca vaccine made available for Malaysian citizens, who took up all doses within several hours.
Perhaps I made it a habit since university days to always look at what is going on in overseas, I have always been very confident in English countries such as UK and US. I did not hesitate at all when I was registering for first round of AstraZeneca rollout, because I think that we have nothing to trust, if we don’t even trust UK vaccine. To put it simply, UK and Australia administer AstraZeneca and Pfizer vaccines for their citizens and both countries have opened matches for on-site viewers. In view of such progress, other countries need not wait anymore.
The Covid pandemic seems to rage fiercely in recent two weeks. Territories in Asia saw a spike in new Covid cases, and many of the patients are asymptomatic. Even patients who had been inoculated also fell ill.
Many are asking whether there still is a need to get ourselves inoculated, since one will still be infected. And the answer is yes. Why? Simply because vaccination helps us avoid falling seriously ill, and one’s infectivity can be reduced significantly when infected.
Put it this way. Even after inoculation we still wear a mask, we still practice personal hygiene by washing hands with soap and water. When there are big events such as concert and football match, the health authorities check audiences’ vaccination record and rapid test result at the entrance. Continue reading “目標大概是感冒化 A normal cold is probably the target”
This episode of Sharon Cheung’s talk concluded my viewpoints. I always remember my discussion with two closer friends that nobody decides another person’s destiny, and that everything starts from our thoughts. It is the thoughts that determine our personality and action, which then lead to a choice, while the quality of our choices determines our direction. And action after a decision is made, will determine the outcome.
For example, if you opt not to have light lunch but keep thinking about having fast food, the likely outcome would be the risk of overweight to be borne by you subsequently. Your choice determines the outcome; it is not destiny or your god that determines if you might gain weight. Or, you are always praying for wealth and a lottery strike for handsome prize money, in real life you are reluctant to learn how to spend thriftily and save money, learn new skills to make sure you are still able to earn a living. If these are your choices, the poverty that entails is the outcome of your choice. This is a consequence of your action prior. Continue reading “自律與態度決定高度 沒有天註定這麼一回事 No such thing as destiny: Self-discipline and attitude decide your outcome”